What does it really mean to have financial peace? Does it mean that you earn lots and lots of money so you get really wealthy and buy whatever you want for the rest of your life? Of course not.
There’s nothing wrong with having money. And there’s nothing wrong with using it to buy some fun stuff. But there are a lot of people who have gotten the crazy idea that rich people are somehow perfectly happy, completely healthy in relationships, and have it all together because they have money.
Have you ever met a rich person who was a greedy, rotten jerk? Sure! Have you met a poor person who was a greedy, rotten jerk? Of course! But there are wealthy people out there who are some of the kindest, most generous people you’ll ever meet. And there are poor people who are some of the kindest, most generous people in the world, too.
You see, money is amoral. It doesn’t have any guiding principles of its own. Having money or not having it doesn’t change who you already are. If you are a generous person and you get wealthy, you become a generous, wealthy person. It’s all about whose hands the money is in.
Think about a brick for a second. In the hands of the right person, a brick can be used to skillfully build a home for a family. But it the wrong hands, a brick can be used to break your car window and steal your wallet. It’s all about whose hands it’s in. The brick doesn’t know the difference!
So there’s nothing wrong with making money or with spending it on some cool stuff for yourself! But as Dave Ramsey says, “If you eat enough lobster, it starts to taste like soap.” Having more and more stuff will never satisfy you. The idea is taking control of your money; not just building wealth for wealth’s sake.
Financial peace strengthens relationships
You may not realize how much your relationship with money affects your relationships with other people! Marriage, for example, can be hard enough, so getting rid of one source of conflict altogether is life-changing!
Financial peace brings a sense of hope and freedom
When you find out where your money is going instead of wondering where it went, it’s amazing how much less stress you experience in life. Not only are you not worrying about bills, but you have a plan for the future. You’re giving every dollar a name. You know it’s purpose and where it’s going. This brings about a sense of confidence, hope for the future, and freedom!
Financial peace changes your family tree
What kind of financial legacy do you want to leave to your family? You may not leave millions behind someday, but it’s important to decide what kind of legacy you want to create. How would it feel to know that instead of leaving behind debt and unpaid bills, you knew your family would be taken care of? Not just because you leave them a pile of cash when you die, but because you leave a legacy of understanding stewardship, generosity, and a respect for money that goes beyond merely what it can get you; but how you can use it to effect change in the world around you.
Financial peace allows you the freedom to give generously
If you’ve ever experienced what it’s like to freely give to someone else, then you’ve tasted the joy of giving. There’s nothing more fun and fulfilling to do with money than this! But when you’ve got debt payments out of control, it’s hard to feel like you can give. That robs you of the opportunity to give from your God-given desire to help other people and to meet the needs you feel most passionate about. When you get in control of your money, you’re able to meet needs with joy. This alone is reason enough to bring financial peace into your life!
Source: Dave Ramsey – Financial Peace University/Adapted BH